M & T Bank is a local financial institution that provides savings and checking accounts, CDs and loans, as well as plan investments and retirement packages for individuals. Business interests are eligible for employee benefits planning, establishing accounts, opening lines of credit, applying for business loans and can access M&T Bank's professional resources including access to attorneys, medical professionals, accountants and more. Commercial enterprises can rely on M & T Bank's accounts payable and receivable tracking, fraud and risk management, asset-based financing and more.